Print

Jacksonville Area Car Loans at Hyundai of St. Augustine

Car Loans - Hyundai of St. Augustine

No credit crunch at Hyundai of St. Augustine! At Hyundai of St. Augustine, we work with over 20 lenders to get you the best possible auto financing available. Our partnership with Hyundai Motor Finance Company allows us to provide our guests the best possible rates on their new or used Hyundai vehicle, with interest rates as low as 0% for well qualified buyers. We also work with credits unions like Florida Telco and Vystar. And if you have had challenged credit in the past, don't worry, as we have many lenders that will work with you to get your credit back on track!

Click here to find out how you can save up to 40% off original MSRP on a 2008 Hyundai.

The Hyundai of St. Augustine auto finance team is here to walk you through the entire process of getting a car loan in St. Augustine. From start to finish our experts will help you choose the finance plan that works best for your lifestyle. We work with a network of lenders to get you excellent rates on a car loan in the Jacksonville and St. Augustine area.

You can start the process of getting an auto loan right away. Complete Hyundai of St. Augustine's online finance application form and we will review it, then contact you as soon as we have found a finance plan that suits your needs. While you're waiting for credit approval, feel free to browse Hyundai of St. Augustine's online inventory of new Hyundai vehicles or used cars in the Jacksonville area. If you have any additional questions please contact us at 904-797-7800.

Click here to find out how you can save up to 40% off original MSRP on a 2008 Hyundai.

* indicates required fields.

Contact Information
Submit

Financing Navigation

Contact Information

Hyundai of St. Augustine

2898 US Highway 1

St. Augustine, FL 32086
sales Sales:
(888) 292-9681
phone2 Service:
(888) 302-1920
phone3 Parts:
(888) 462-5404

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

pause

Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.